UNICREDIT SPA SC FEB41 CALL EUR
IT0005694564
UNICREDIT, SOCIETA' PER AZIONICorporateEuroTLX · MOT
- Last price
- 96.48
- as of 14/10/2026
- Gross yield
- 8.42%
- Net yield
- 6.25%
- Maturity
- 09/02/2041
- 14y 4m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Change the values: every figure updates at once. The page link keeps the simulation.
- Settlement amount
- €9,051.05
- Net gain at maturity
- €7,858.58
- Net yield
- 6.25%
- Gross yield
- 8.42%
Order details
- Settlement date
- 19/10/2026
- Purchase price (clean)
- 96.48
- Nominal value
- 9,000
- Clean value
- €8,683.20
- Gross accrued interest
- €497.10
- Tax credit on accrued interest
- -€129.25
- Commissions
- €0.00
- Settlement amount
- €9,051.05
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 8.42% | 6.25% | 6.29% |
| Modified duration | 7.80 | 8.47 | 8.46 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €10,800.00
- Tax on coupons
- -€2,808.00
- Redemption of the nominal
- €9,000.00
- Capital gain
- €316.80
- Capital gain tax
- -€82.37
- Net gain at maturity
- €7,858.58
Cash flows
| Date | Description | Amount |
|---|---|---|
| 19/10/2026 | Payment of the price | -€8,683.20 |
| 19/10/2026 | Gross accrued interest | -€497.10 |
| 19/10/2026 | Tax credit on accrued interest | €129.25 |
| 09/02/2027 | Gross coupon | €720.00 |
| 09/02/2027 | Tax on the coupon | -€187.20 |
| 09/02/2028 | Gross coupon | €720.00 |
| 09/02/2028 | Tax on the coupon | -€187.20 |
| 09/02/2029 | Gross coupon | €720.00 |
| 09/02/2029 | Tax on the coupon | -€187.20 |
| 09/02/2030 | Gross coupon | €720.00 |
| 09/02/2030 | Tax on the coupon | -€187.20 |
| 09/02/2031 | Gross coupon | €720.00 |
| 09/02/2031 | Tax on the coupon | -€187.20 |
| 09/02/2032 | Gross coupon | €720.00 |
| 09/02/2032 | Tax on the coupon | -€187.20 |
| 09/02/2033 | Gross coupon | €720.00 |
| 09/02/2033 | Tax on the coupon | -€187.20 |
| 09/02/2034 | Gross coupon | €720.00 |
| 09/02/2034 | Tax on the coupon | -€187.20 |
| 09/02/2035 | Gross coupon | €720.00 |
| 09/02/2035 | Tax on the coupon | -€187.20 |
| 09/02/2036 | Gross coupon | €720.00 |
| 09/02/2036 | Tax on the coupon | -€187.20 |
| 09/02/2037 | Gross coupon | €720.00 |
| 09/02/2037 | Tax on the coupon | -€187.20 |
| 09/02/2038 | Gross coupon | €720.00 |
| 09/02/2038 | Tax on the coupon | -€187.20 |
| 09/02/2039 | Gross coupon | €720.00 |
| 09/02/2039 | Tax on the coupon | -€187.20 |
| 09/02/2040 | Gross coupon | €720.00 |
| 09/02/2040 | Tax on the coupon | -€187.20 |
| 09/02/2041 | Gross coupon | €720.00 |
| 09/02/2041 | Tax on the coupon | -€187.20 |
| 09/02/2041 | Redemption of the nominal | €9,000.00 |
| 09/02/2041 | Capital gain tax | -€82.37 |
| Net gain at maturity | €7,858.58 | |
It is the sum of all the movements: €19,929.25 received (coupons, redemption, tax credit on accrued interest) minus €12,070.67 paid (price, accrued interest, commissions and taxes) = €7,858.58. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.