ISP SC JAN32 USD
XS2745705637
INTESA SANPAOLO SPACorporateEuroTLX · Hi-MTF · MOT
- Last price
- 95.07
- as of 14/10/2026
- Gross yield
- 7.33%
- Net yield
- 5.42%
- Maturity
- 12/01/2032
- 5y 3m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Amounts are in USD, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- US$9,516.65
- Net gain at maturity
- US$2,686.17
- Net yield
- 5.41%
- Gross yield
- 7.32%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 95.07
- Nominal value
- 10,000
- Clean value
- US$9,507.00
- Gross accrued interest
- US$13.04
- Tax credit on accrued interest
- -US$3.39
- Commissions
- US$0.00
- Settlement amount
- US$9,516.65
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 7.32% | 5.41% | 5.64% |
| Modified duration | 4.19 | 4.30 | 4.29 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- US$3,150.00
- Tax on coupons
- -US$819.00
- Redemption of the nominal
- US$10,000.00
- Capital gain
- US$493.00
- Capital gain tax
- -US$128.18
- Net gain at maturity
- US$2,686.17
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -US$9,507.00 |
| 20/10/2026 | Gross accrued interest | -US$13.04 |
| 20/10/2026 | Tax credit on accrued interest | US$3.39 |
| 12/01/2027 | Gross coupon | US$150.00 |
| 12/01/2027 | Tax on the coupon | -US$39.00 |
| 12/04/2027 | Gross coupon | US$150.00 |
| 12/04/2027 | Tax on the coupon | -US$39.00 |
| 12/07/2027 | Gross coupon | US$150.00 |
| 12/07/2027 | Tax on the coupon | -US$39.00 |
| 12/10/2027 | Gross coupon | US$150.00 |
| 12/10/2027 | Tax on the coupon | -US$39.00 |
| 12/01/2028 | Gross coupon | US$150.00 |
| 12/01/2028 | Tax on the coupon | -US$39.00 |
| 12/04/2028 | Gross coupon | US$150.00 |
| 12/04/2028 | Tax on the coupon | -US$39.00 |
| 12/07/2028 | Gross coupon | US$150.00 |
| 12/07/2028 | Tax on the coupon | -US$39.00 |
| 12/10/2028 | Gross coupon | US$150.00 |
| 12/10/2028 | Tax on the coupon | -US$39.00 |
| 12/01/2029 | Gross coupon | US$150.00 |
| 12/01/2029 | Tax on the coupon | -US$39.00 |
| 12/04/2029 | Gross coupon | US$150.00 |
| 12/04/2029 | Tax on the coupon | -US$39.00 |
| 12/07/2029 | Gross coupon | US$150.00 |
| 12/07/2029 | Tax on the coupon | -US$39.00 |
| 12/10/2029 | Gross coupon | US$150.00 |
| 12/10/2029 | Tax on the coupon | -US$39.00 |
| 12/01/2030 | Gross coupon | US$150.00 |
| 12/01/2030 | Tax on the coupon | -US$39.00 |
| 12/04/2030 | Gross coupon | US$150.00 |
| 12/04/2030 | Tax on the coupon | -US$39.00 |
| 12/07/2030 | Gross coupon | US$150.00 |
| 12/07/2030 | Tax on the coupon | -US$39.00 |
| 12/10/2030 | Gross coupon | US$150.00 |
| 12/10/2030 | Tax on the coupon | -US$39.00 |
| 12/01/2031 | Gross coupon | US$150.00 |
| 12/01/2031 | Tax on the coupon | -US$39.00 |
| 12/04/2031 | Gross coupon | US$150.00 |
| 12/04/2031 | Tax on the coupon | -US$39.00 |
| 12/07/2031 | Gross coupon | US$150.00 |
| 12/07/2031 | Tax on the coupon | -US$39.00 |
| 12/10/2031 | Gross coupon | US$150.00 |
| 12/10/2031 | Tax on the coupon | -US$39.00 |
| 12/01/2032 | Gross coupon | US$150.00 |
| 12/01/2032 | Tax on the coupon | -US$39.00 |
| 12/01/2032 | Redemption of the nominal | US$10,000.00 |
| 12/01/2032 | Capital gain tax | -US$128.18 |
| Net gain at maturity | US$2,686.17 | |
It is the sum of all the movements: US$13,153.39 received (coupons, redemption, tax credit on accrued interest) minus US$10,467.22 paid (price, accrued interest, commissions and taxes) = US$2,686.17. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.