BEI FX 4.1% MAR28 AUD
AU3CB0319218European Investment BankSupranationalMOT
- Last price
- 99.00
- as of 14/10/2026
- Gross yield
- 4.91%
- Net yield
- 4.29%
- Maturity
- 07/03/2028
- 1y 5m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in AUD, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- A$9,942.61
- Net gain at maturity
- A$583.00
- Net yield
- 4.30%
- Gross yield
- 4.91%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 99.00
- Nominal value
- 10,000
- Clean value
- A$9,900.00
- Gross accrued interest
- A$48.70
- Tax credit on accrued interest
- -A$6.09
- Commissions
- A$0.00
- Settlement amount
- A$9,942.61
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 4.91% | 4.30% | 4.39% |
| Modified duration | 1.29 | 1.30 | 1.29 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- A$615.00
- Tax on coupons
- -A$76.89
- Redemption of the nominal
- A$10,000.00
- Capital gain
- A$100.00
- Capital gain tax
- -A$12.50
- Net gain at maturity
- A$583.00
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -A$9,900.00 |
| 20/10/2026 | Gross accrued interest | -A$48.70 |
| 20/10/2026 | Tax credit on accrued interest | A$6.09 |
| 07/03/2027 | Gross coupon | A$205.00 |
| 07/03/2027 | Tax on the coupon | -A$25.63 |
| 07/09/2027 | Gross coupon | A$205.00 |
| 07/09/2027 | Tax on the coupon | -A$25.63 |
| 07/03/2028 | Gross coupon | A$205.00 |
| 07/03/2028 | Tax on the coupon | -A$25.63 |
| 07/03/2028 | Redemption of the nominal | A$10,000.00 |
| 07/03/2028 | Capital gain tax | -A$12.50 |
| Net gain at maturity | A$583.00 | |
It is the sum of all the movements: A$10,621.09 received (coupons, redemption, tax credit on accrued interest) minus A$10,038.09 paid (price, accrued interest, commissions and taxes) = A$583.00. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.