EU MFA TF 3% MZ53 EUR
EU000A3K4DY4European UnionSupranationalHi-MTF · MOT
- Last price
- 76.10
- as of 14/10/2026
- Gross yield
- 4.58%
- Net yield
- 4.05%
- Maturity
- 04/03/2053
- 26y 4m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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- Settlement amount
- €9,330.49
- Net gain at maturity
- €10,816.01
- Net yield
- 4.05%
- Gross yield
- 4.57%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 76.10
- Nominal value
- 12,000
- Clean value
- €9,132.00
- Gross accrued interest
- €226.85
- Tax credit on accrued interest
- -€28.36
- Commissions
- €0.00
- Settlement amount
- €9,330.49
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 4.57% | 4.05% | 4.13% |
| Modified duration | 16.16 | 16.68 | 16.61 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €9,720.00
- Tax on coupons
- -€1,215.00
- Redemption of the nominal
- €12,000.00
- Capital gain
- €2,868.00
- Capital gain tax
- -€358.50
- Net gain at maturity
- €10,816.01
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€9,132.00 |
| 20/10/2026 | Gross accrued interest | -€226.85 |
| 20/10/2026 | Tax credit on accrued interest | €28.36 |
| 04/03/2027 | Gross coupon | €360.00 |
| 04/03/2027 | Tax on the coupon | -€45.00 |
| 04/03/2028 | Gross coupon | €360.00 |
| 04/03/2028 | Tax on the coupon | -€45.00 |
| 04/03/2029 | Gross coupon | €360.00 |
| 04/03/2029 | Tax on the coupon | -€45.00 |
| 04/03/2030 | Gross coupon | €360.00 |
| 04/03/2030 | Tax on the coupon | -€45.00 |
| 04/03/2031 | Gross coupon | €360.00 |
| 04/03/2031 | Tax on the coupon | -€45.00 |
| 04/03/2032 | Gross coupon | €360.00 |
| 04/03/2032 | Tax on the coupon | -€45.00 |
| 04/03/2033 | Gross coupon | €360.00 |
| 04/03/2033 | Tax on the coupon | -€45.00 |
| 04/03/2034 | Gross coupon | €360.00 |
| 04/03/2034 | Tax on the coupon | -€45.00 |
| 04/03/2035 | Gross coupon | €360.00 |
| 04/03/2035 | Tax on the coupon | -€45.00 |
| 04/03/2036 | Gross coupon | €360.00 |
| 04/03/2036 | Tax on the coupon | -€45.00 |
| 04/03/2037 | Gross coupon | €360.00 |
| 04/03/2037 | Tax on the coupon | -€45.00 |
| 04/03/2038 | Gross coupon | €360.00 |
| 04/03/2038 | Tax on the coupon | -€45.00 |
| 04/03/2039 | Gross coupon | €360.00 |
| 04/03/2039 | Tax on the coupon | -€45.00 |
| 04/03/2040 | Gross coupon | €360.00 |
| 04/03/2040 | Tax on the coupon | -€45.00 |
| 04/03/2041 | Gross coupon | €360.00 |
| 04/03/2041 | Tax on the coupon | -€45.00 |
| 04/03/2042 | Gross coupon | €360.00 |
| 04/03/2042 | Tax on the coupon | -€45.00 |
| 04/03/2043 | Gross coupon | €360.00 |
| 04/03/2043 | Tax on the coupon | -€45.00 |
| 04/03/2044 | Gross coupon | €360.00 |
| 04/03/2044 | Tax on the coupon | -€45.00 |
| 04/03/2045 | Gross coupon | €360.00 |
| 04/03/2045 | Tax on the coupon | -€45.00 |
| 04/03/2046 | Gross coupon | €360.00 |
| 04/03/2046 | Tax on the coupon | -€45.00 |
| 04/03/2047 | Gross coupon | €360.00 |
| 04/03/2047 | Tax on the coupon | -€45.00 |
| 04/03/2048 | Gross coupon | €360.00 |
| 04/03/2048 | Tax on the coupon | -€45.00 |
| 04/03/2049 | Gross coupon | €360.00 |
| 04/03/2049 | Tax on the coupon | -€45.00 |
| 04/03/2050 | Gross coupon | €360.00 |
| 04/03/2050 | Tax on the coupon | -€45.00 |
| 04/03/2051 | Gross coupon | €360.00 |
| 04/03/2051 | Tax on the coupon | -€45.00 |
| 04/03/2052 | Gross coupon | €360.00 |
| 04/03/2052 | Tax on the coupon | -€45.00 |
| 04/03/2053 | Gross coupon | €360.00 |
| 04/03/2053 | Tax on the coupon | -€45.00 |
| 04/03/2053 | Redemption of the nominal | €12,000.00 |
| 04/03/2053 | Capital gain tax | -€358.50 |
| Net gain at maturity | €10,816.01 | |
It is the sum of all the movements: €21,748.36 received (coupons, redemption, tax credit on accrued interest) minus €10,932.35 paid (price, accrued interest, commissions and taxes) = €10,816.01. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.