BEI SUSTAINABLE FX 3.625% JAN32 GBP
EU000A3LSRN2European Investment BankSupranationalHi-MTF · MOT
- Last price
- 93.79
- as of 14/10/2026
- Gross yield
- 5.00%
- Net yield
- 4.39%
- Maturity
- 12/01/2032
- 5y 3m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Amounts are in GBP, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- £9,622.32
- Net gain at maturity
- £2,203.19
- Net yield
- 4.39%
- Gross yield
- 5.00%
Order details
- Settlement date
- 19/10/2026
- Purchase price (clean)
- 93.79
- Nominal value
- 10,000
- Clean value
- £9,379.00
- Gross accrued interest
- £278.08
- Tax credit on accrued interest
- -£34.76
- Commissions
- £0.00
- Settlement amount
- £9,622.32
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 5.00% | 4.39% | 4.53% |
| Modified duration | 4.49 | 4.52 | 4.52 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- £2,175.00
- Tax on coupons
- -£271.86
- Redemption of the nominal
- £10,000.00
- Capital gain
- £621.00
- Capital gain tax
- -£77.63
- Net gain at maturity
- £2,203.19
Cash flows
| Date | Description | Amount |
|---|---|---|
| 19/10/2026 | Payment of the price | -£9,379.00 |
| 19/10/2026 | Gross accrued interest | -£278.08 |
| 19/10/2026 | Tax credit on accrued interest | £34.76 |
| 12/01/2027 | Gross coupon | £362.50 |
| 12/01/2027 | Tax on the coupon | -£45.31 |
| 12/01/2028 | Gross coupon | £362.50 |
| 12/01/2028 | Tax on the coupon | -£45.31 |
| 12/01/2029 | Gross coupon | £362.50 |
| 12/01/2029 | Tax on the coupon | -£45.31 |
| 12/01/2030 | Gross coupon | £362.50 |
| 12/01/2030 | Tax on the coupon | -£45.31 |
| 12/01/2031 | Gross coupon | £362.50 |
| 12/01/2031 | Tax on the coupon | -£45.31 |
| 12/01/2032 | Gross coupon | £362.50 |
| 12/01/2032 | Tax on the coupon | -£45.31 |
| 12/01/2032 | Redemption of the nominal | £10,000.00 |
| 12/01/2032 | Capital gain tax | -£77.63 |
| Net gain at maturity | £2,203.19 | |
It is the sum of all the movements: £12,209.76 received (coupons, redemption, tax credit on accrued interest) minus £10,006.57 paid (price, accrued interest, commissions and taxes) = £2,203.19. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.