ICCREA BANCA FX 2.75% NOV29 EST COV EUR
IT0005623753
ICCREA BANCA SPA - ISTITUTO CENTRALE DEL CREDITO COOPERATIVO E PIU' BREVEMENTE ICCREA BANCA SPACorporateMOT
- Last price
- 96.69
- as of 15/10/2026
- Gross yield
- —
- Net yield
- —
- Maturity
- 26/11/2029
- 3y 1m
No trades and an unchanged price in the last 30 days: the price is probably old, so the yield is not computed. You can simulate a purchase with your own price.
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
- Settlement amount
- €9,699.41
- Net gain at maturity
- €875.84
- Net yield
- 2.92%
- Gross yield
- 3.94%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 96.69
- Nominal value
- 10,000
- Clean value
- €9,669.00
- Gross accrued interest
- €41.10
- Tax credit on accrued interest
- -€10.69
- Commissions
- €0.00
- Settlement amount
- €9,699.41
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 3.94% | 2.92% | 3.19% |
| Modified duration | 2.86 | 2.89 | 2.88 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €893.75
- Tax on coupons
- -€232.44
- Redemption of the nominal
- €10,000.00
- Capital gain
- €331.00
- Capital gain tax
- -€86.06
- Net gain at maturity
- €875.84
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€9,669.00 |
| 20/10/2026 | Gross accrued interest | -€41.10 |
| 20/10/2026 | Tax credit on accrued interest | €10.69 |
| 26/11/2026 | Gross coupon | €68.75 |
| 26/11/2026 | Tax on the coupon | -€17.88 |
| 26/02/2027 | Gross coupon | €68.75 |
| 26/02/2027 | Tax on the coupon | -€17.88 |
| 26/05/2027 | Gross coupon | €68.75 |
| 26/05/2027 | Tax on the coupon | -€17.88 |
| 26/08/2027 | Gross coupon | €68.75 |
| 26/08/2027 | Tax on the coupon | -€17.88 |
| 26/11/2027 | Gross coupon | €68.75 |
| 26/11/2027 | Tax on the coupon | -€17.88 |
| 26/02/2028 | Gross coupon | €68.75 |
| 26/02/2028 | Tax on the coupon | -€17.88 |
| 26/05/2028 | Gross coupon | €68.75 |
| 26/05/2028 | Tax on the coupon | -€17.88 |
| 26/08/2028 | Gross coupon | €68.75 |
| 26/08/2028 | Tax on the coupon | -€17.88 |
| 26/11/2028 | Gross coupon | €68.75 |
| 26/11/2028 | Tax on the coupon | -€17.88 |
| 26/02/2029 | Gross coupon | €68.75 |
| 26/02/2029 | Tax on the coupon | -€17.88 |
| 26/05/2029 | Gross coupon | €68.75 |
| 26/05/2029 | Tax on the coupon | -€17.88 |
| 26/08/2029 | Gross coupon | €68.75 |
| 26/08/2029 | Tax on the coupon | -€17.88 |
| 26/11/2029 | Gross coupon | €68.75 |
| 26/11/2029 | Tax on the coupon | -€17.88 |
| 26/11/2029 | Redemption of the nominal | €10,000.00 |
| 26/11/2029 | Capital gain tax | -€86.06 |
| Net gain at maturity | €875.84 | |
It is the sum of all the movements: €10,904.44 received (coupons, redemption, tax credit on accrued interest) minus €10,028.60 paid (price, accrued interest, commissions and taxes) = €875.84. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.