MEDIOBANCA FX 3% JUN28 EUR
IT0005712424
MEDIOBANCA - BANCA DI CREDITO FINANZIARIO S.P.A.CorporateEuroTLX
- Last price
- 98.32
- as of 08/10/2026
- Gross yield
- 4.10%
- Net yield
- 3.03%
- Maturity
- 19/06/2028
- 1y 8m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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- Settlement amount
- €9,850.91
- Net gain at maturity
- €493.91
- Net yield
- 3.03%
- Gross yield
- 4.11%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 98.32
- Nominal value
- 10,000
- Clean value
- €9,832.00
- Gross accrued interest
- €25.55
- Tax credit on accrued interest
- -€6.64
- Commissions
- €0.00
- Settlement amount
- €9,850.91
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 4.11% | 3.03% | 3.30% |
| Modified duration | 1.56 | 1.58 | 1.57 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €525.00
- Tax on coupons
- -€136.50
- Redemption of the nominal
- €10,000.00
- Capital gain
- €168.00
- Capital gain tax
- -€43.68
- Net gain at maturity
- €493.91
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€9,832.00 |
| 20/10/2026 | Gross accrued interest | -€25.55 |
| 20/10/2026 | Tax credit on accrued interest | €6.64 |
| 19/12/2026 | Gross coupon | €75.00 |
| 19/12/2026 | Tax on the coupon | -€19.50 |
| 19/03/2027 | Gross coupon | €75.00 |
| 19/03/2027 | Tax on the coupon | -€19.50 |
| 19/06/2027 | Gross coupon | €75.00 |
| 19/06/2027 | Tax on the coupon | -€19.50 |
| 19/09/2027 | Gross coupon | €75.00 |
| 19/09/2027 | Tax on the coupon | -€19.50 |
| 19/12/2027 | Gross coupon | €75.00 |
| 19/12/2027 | Tax on the coupon | -€19.50 |
| 19/03/2028 | Gross coupon | €75.00 |
| 19/03/2028 | Tax on the coupon | -€19.50 |
| 19/06/2028 | Gross coupon | €75.00 |
| 19/06/2028 | Tax on the coupon | -€19.50 |
| 19/06/2028 | Redemption of the nominal | €10,000.00 |
| 19/06/2028 | Capital gain tax | -€43.68 |
| Net gain at maturity | €493.91 | |
It is the sum of all the movements: €10,531.64 received (coupons, redemption, tax credit on accrued interest) minus €10,037.73 paid (price, accrued interest, commissions and taxes) = €493.91. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.