NETHERLANDS FX 3.75% JAN48 EUR

NL0015074E19NetherlandsDe Staat der NederlandenForeign governmentMOT

Last price
99.68
as of 15/10/2026
Gross yield
3.77%
Net yield
3.30%
Maturity
15/01/2048
21y 3m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.

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EUR

Last price: 99.68 on 15/10/2026

Commissions
%
€
€

Percent of the order value, with a minimum and a maximum in euro (empty maximum = no limit). For a flat fee enter only the minimum.

Settlement amount
€9,196.12
Net gain at maturity
€6,297.10
Net yield
3.30%
Gross yield
3.77%

Order details

Settlement date
20/10/2026
Purchase price (clean)
99.68
Nominal value
9,000
Clean value
€8,971.20
Gross accrued interest
€257.05
Tax credit on accrued interest
-€32.13
Commissions
€0.00
Settlement amount
€9,196.12

Yields and duration

GrossNetNet without capital gain tax
Annual yield3.77%3.30%3.30%
Modified duration14.0614.3814.38

The last column applies when the capital gain is offset by earlier capital losses.

Outcome at maturity

Gross coupons
€7,425.00
Tax on coupons
-€928.18
Redemption of the nominal
€9,000.00
Capital gain
€28.80
Capital gain tax
-€3.60
Net gain at maturity
€6,297.10

Cash flows

DateDescriptionAmount
20/10/2026Payment of the price-€8,971.20
20/10/2026Gross accrued interest-€257.05
20/10/2026Tax credit on accrued interest€32.13
15/01/2027Gross coupon€337.50
15/01/2027Tax on the coupon-€42.19
15/01/2028Gross coupon€337.50
15/01/2028Tax on the coupon-€42.19
15/01/2029Gross coupon€337.50
15/01/2029Tax on the coupon-€42.19
15/01/2030Gross coupon€337.50
15/01/2030Tax on the coupon-€42.19
15/01/2031Gross coupon€337.50
15/01/2031Tax on the coupon-€42.19
15/01/2032Gross coupon€337.50
15/01/2032Tax on the coupon-€42.19
15/01/2033Gross coupon€337.50
15/01/2033Tax on the coupon-€42.19
15/01/2034Gross coupon€337.50
15/01/2034Tax on the coupon-€42.19
15/01/2035Gross coupon€337.50
15/01/2035Tax on the coupon-€42.19
15/01/2036Gross coupon€337.50
15/01/2036Tax on the coupon-€42.19
15/01/2037Gross coupon€337.50
15/01/2037Tax on the coupon-€42.19
15/01/2038Gross coupon€337.50
15/01/2038Tax on the coupon-€42.19
15/01/2039Gross coupon€337.50
15/01/2039Tax on the coupon-€42.19
15/01/2040Gross coupon€337.50
15/01/2040Tax on the coupon-€42.19
15/01/2041Gross coupon€337.50
15/01/2041Tax on the coupon-€42.19
15/01/2042Gross coupon€337.50
15/01/2042Tax on the coupon-€42.19
15/01/2043Gross coupon€337.50
15/01/2043Tax on the coupon-€42.19
15/01/2044Gross coupon€337.50
15/01/2044Tax on the coupon-€42.19
15/01/2045Gross coupon€337.50
15/01/2045Tax on the coupon-€42.19
15/01/2046Gross coupon€337.50
15/01/2046Tax on the coupon-€42.19
15/01/2047Gross coupon€337.50
15/01/2047Tax on the coupon-€42.19
15/01/2048Gross coupon€337.50
15/01/2048Tax on the coupon-€42.19
15/01/2048Redemption of the nominal€9,000.00
15/01/2048Capital gain tax-€3.60
Net gain at maturity€6,297.10

It is the sum of all the movements: €16,457.13 received (coupons, redemption, tax credit on accrued interest) minus €10,160.03 paid (price, accrued interest, commissions and taxes) = €6,297.10. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.

How it is calculated

  • Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
  • Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
  • Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.