POLAND TF 1,25% OT30 PLN
PL0000112736
MINISTERSTWO FINANSÓWForeign governmentMOT
- Last price
- 85.43
- as of 13/10/2026
- Gross yield
- 5.37%
- Net yield
- 4.73%
- Maturity
- 25/10/2030
- 4y
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in PLN, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- PLN 9,515.63
- Net gain at maturity
- PLN 1,885.58
- Net yield
- 4.74%
- Gross yield
- 5.38%
Order details
- Settlement date
- 19/10/2026
- Purchase price (clean)
- 85.43
- Nominal value
- 11,000
- Clean value
- PLN 9,397.30
- Gross accrued interest
- PLN 135.24
- Tax credit on accrued interest
- -PLN 16.91
- Commissions
- PLN 0.00
- Settlement amount
- PLN 9,515.63
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 5.38% | 4.74% | 5.20% |
| Modified duration | 3.68 | 3.71 | 3.69 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- PLN 687.50
- Tax on coupons
- -PLN 85.95
- Redemption of the nominal
- PLN 11,000.00
- Capital gain
- PLN 1,602.70
- Capital gain tax
- -PLN 200.34
- Net gain at maturity
- PLN 1,885.58
Cash flows
| Date | Description | Amount |
|---|---|---|
| 19/10/2026 | Payment of the price | -PLN 9,397.30 |
| 19/10/2026 | Gross accrued interest | -PLN 135.24 |
| 19/10/2026 | Tax credit on accrued interest | PLN 16.91 |
| 25/10/2026 | Gross coupon | PLN 137.50 |
| 25/10/2026 | Tax on the coupon | -PLN 17.19 |
| 25/10/2027 | Gross coupon | PLN 137.50 |
| 25/10/2027 | Tax on the coupon | -PLN 17.19 |
| 25/10/2028 | Gross coupon | PLN 137.50 |
| 25/10/2028 | Tax on the coupon | -PLN 17.19 |
| 25/10/2029 | Gross coupon | PLN 137.50 |
| 25/10/2029 | Tax on the coupon | -PLN 17.19 |
| 25/10/2030 | Gross coupon | PLN 137.50 |
| 25/10/2030 | Tax on the coupon | -PLN 17.19 |
| 25/10/2030 | Redemption of the nominal | PLN 11,000.00 |
| 25/10/2030 | Capital gain tax | -PLN 200.34 |
| Net gain at maturity | PLN 1,885.58 | |
It is the sum of all the movements: PLN 11,704.41 received (coupons, redemption, tax credit on accrued interest) minus PLN 9,818.83 paid (price, accrued interest, commissions and taxes) = PLN 1,885.58. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.