POLAND FX 5% OCT35 PLN
PL0000118188
MINISTERSTWO FINANSÓWForeign governmentMOT
- Last price
- 91.36
- as of 13/10/2026
- Gross yield
- 6.28%
- Net yield
- 5.52%
- Maturity
- 25/10/2035
- 9y
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Amounts are in PLN, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- PLN 9,566.31
- Net gain at maturity
- PLN 4,700.69
- Net yield
- 5.52%
- Gross yield
- 6.28%
Order details
- Settlement date
- 19/10/2026
- Purchase price (clean)
- 91.36
- Nominal value
- 10,000
- Clean value
- PLN 9,136.00
- Gross accrued interest
- PLN 491.78
- Tax credit on accrued interest
- -PLN 61.47
- Commissions
- PLN 0.00
- Settlement amount
- PLN 9,566.31
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 6.28% | 5.52% | 5.62% |
| Modified duration | 6.60 | 6.71 | 6.70 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- PLN 5,000.00
- Tax on coupons
- -PLN 625.00
- Redemption of the nominal
- PLN 10,000.00
- Capital gain
- PLN 864.00
- Capital gain tax
- -PLN 108.00
- Net gain at maturity
- PLN 4,700.69
Cash flows
| Date | Description | Amount |
|---|---|---|
| 19/10/2026 | Payment of the price | -PLN 9,136.00 |
| 19/10/2026 | Gross accrued interest | -PLN 491.78 |
| 19/10/2026 | Tax credit on accrued interest | PLN 61.47 |
| 25/10/2026 | Gross coupon | PLN 500.00 |
| 25/10/2026 | Tax on the coupon | -PLN 62.50 |
| 25/10/2027 | Gross coupon | PLN 500.00 |
| 25/10/2027 | Tax on the coupon | -PLN 62.50 |
| 25/10/2028 | Gross coupon | PLN 500.00 |
| 25/10/2028 | Tax on the coupon | -PLN 62.50 |
| 25/10/2029 | Gross coupon | PLN 500.00 |
| 25/10/2029 | Tax on the coupon | -PLN 62.50 |
| 25/10/2030 | Gross coupon | PLN 500.00 |
| 25/10/2030 | Tax on the coupon | -PLN 62.50 |
| 25/10/2031 | Gross coupon | PLN 500.00 |
| 25/10/2031 | Tax on the coupon | -PLN 62.50 |
| 25/10/2032 | Gross coupon | PLN 500.00 |
| 25/10/2032 | Tax on the coupon | -PLN 62.50 |
| 25/10/2033 | Gross coupon | PLN 500.00 |
| 25/10/2033 | Tax on the coupon | -PLN 62.50 |
| 25/10/2034 | Gross coupon | PLN 500.00 |
| 25/10/2034 | Tax on the coupon | -PLN 62.50 |
| 25/10/2035 | Gross coupon | PLN 500.00 |
| 25/10/2035 | Tax on the coupon | -PLN 62.50 |
| 25/10/2035 | Redemption of the nominal | PLN 10,000.00 |
| 25/10/2035 | Capital gain tax | -PLN 108.00 |
| Net gain at maturity | PLN 4,700.69 | |
It is the sum of all the movements: PLN 15,061.47 received (coupons, redemption, tax credit on accrued interest) minus PLN 10,360.78 paid (price, accrued interest, commissions and taxes) = PLN 4,700.69. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.