EIB 39 GBP 5
XS0096499057European Investment BankSupranationalHi-MTF · MOT
- Last price
- 94.27
- as of 14/10/2026
- Gross yield
- 5.65%
- Net yield
- 4.96%
- Maturity
- 15/04/2039
- 12y 6m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Amounts are in GBP, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- £9,651.14
- Net gain at maturity
- £5,964.73
- Net yield
- 4.95%
- Gross yield
- 5.64%
Order details
- Settlement date
- 19/10/2026
- Purchase price (clean)
- 94.27
- Nominal value
- 10,000
- Clean value
- £9,427.00
- Gross accrued interest
- £256.16
- Tax credit on accrued interest
- -£32.02
- Commissions
- £0.00
- Settlement amount
- £9,651.14
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 5.64% | 4.95% | 5.00% |
| Modified duration | 8.75 | 8.92 | 8.91 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- £6,500.00
- Tax on coupons
- -£812.50
- Redemption of the nominal
- £10,000.00
- Capital gain
- £573.00
- Capital gain tax
- -£71.63
- Net gain at maturity
- £5,964.73
Cash flows
| Date | Description | Amount |
|---|---|---|
| 19/10/2026 | Payment of the price | -£9,427.00 |
| 19/10/2026 | Gross accrued interest | -£256.16 |
| 19/10/2026 | Tax credit on accrued interest | £32.02 |
| 15/04/2027 | Gross coupon | £500.00 |
| 15/04/2027 | Tax on the coupon | -£62.50 |
| 15/04/2028 | Gross coupon | £500.00 |
| 15/04/2028 | Tax on the coupon | -£62.50 |
| 15/04/2029 | Gross coupon | £500.00 |
| 15/04/2029 | Tax on the coupon | -£62.50 |
| 15/04/2030 | Gross coupon | £500.00 |
| 15/04/2030 | Tax on the coupon | -£62.50 |
| 15/04/2031 | Gross coupon | £500.00 |
| 15/04/2031 | Tax on the coupon | -£62.50 |
| 15/04/2032 | Gross coupon | £500.00 |
| 15/04/2032 | Tax on the coupon | -£62.50 |
| 15/04/2033 | Gross coupon | £500.00 |
| 15/04/2033 | Tax on the coupon | -£62.50 |
| 15/04/2034 | Gross coupon | £500.00 |
| 15/04/2034 | Tax on the coupon | -£62.50 |
| 15/04/2035 | Gross coupon | £500.00 |
| 15/04/2035 | Tax on the coupon | -£62.50 |
| 15/04/2036 | Gross coupon | £500.00 |
| 15/04/2036 | Tax on the coupon | -£62.50 |
| 15/04/2037 | Gross coupon | £500.00 |
| 15/04/2037 | Tax on the coupon | -£62.50 |
| 15/04/2038 | Gross coupon | £500.00 |
| 15/04/2038 | Tax on the coupon | -£62.50 |
| 15/04/2039 | Gross coupon | £500.00 |
| 15/04/2039 | Tax on the coupon | -£62.50 |
| 15/04/2039 | Redemption of the nominal | £10,000.00 |
| 15/04/2039 | Capital gain tax | -£71.63 |
| Net gain at maturity | £5,964.73 | |
It is the sum of all the movements: £16,532.02 received (coupons, redemption, tax credit on accrued interest) minus £10,567.29 paid (price, accrued interest, commissions and taxes) = £5,964.73. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.