EIB TF 2.75% MZ40 EUR
XS0884635524European Investment BankSupranationalHi-MTF · MOT
- Last price
- 90.79
- as of 13/10/2026
- Gross yield
- 3.63%
- Net yield
- 3.19%
- Maturity
- 15/03/2040
- 13y 5m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
- Settlement amount
- €9,223.37
- Net gain at maturity
- €4,030.18
- Net yield
- 3.19%
- Gross yield
- 3.63%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 90.79
- Nominal value
- 10,000
- Clean value
- €9,079.00
- Gross accrued interest
- €165.00
- Tax credit on accrued interest
- -€20.63
- Commissions
- €0.00
- Settlement amount
- €9,223.37
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 3.63% | 3.19% | 3.26% |
| Modified duration | 10.69 | 10.80 | 10.79 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €3,850.00
- Tax on coupons
- -€481.32
- Redemption of the nominal
- €10,000.00
- Capital gain
- €921.00
- Capital gain tax
- -€115.13
- Net gain at maturity
- €4,030.18
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€9,079.00 |
| 20/10/2026 | Gross accrued interest | -€165.00 |
| 20/10/2026 | Tax credit on accrued interest | €20.63 |
| 15/03/2027 | Gross coupon | €275.00 |
| 15/03/2027 | Tax on the coupon | -€34.38 |
| 15/03/2028 | Gross coupon | €275.00 |
| 15/03/2028 | Tax on the coupon | -€34.38 |
| 15/03/2029 | Gross coupon | €275.00 |
| 15/03/2029 | Tax on the coupon | -€34.38 |
| 15/03/2030 | Gross coupon | €275.00 |
| 15/03/2030 | Tax on the coupon | -€34.38 |
| 15/03/2031 | Gross coupon | €275.00 |
| 15/03/2031 | Tax on the coupon | -€34.38 |
| 15/03/2032 | Gross coupon | €275.00 |
| 15/03/2032 | Tax on the coupon | -€34.38 |
| 15/03/2033 | Gross coupon | €275.00 |
| 15/03/2033 | Tax on the coupon | -€34.38 |
| 15/03/2034 | Gross coupon | €275.00 |
| 15/03/2034 | Tax on the coupon | -€34.38 |
| 15/03/2035 | Gross coupon | €275.00 |
| 15/03/2035 | Tax on the coupon | -€34.38 |
| 15/03/2036 | Gross coupon | €275.00 |
| 15/03/2036 | Tax on the coupon | -€34.38 |
| 15/03/2037 | Gross coupon | €275.00 |
| 15/03/2037 | Tax on the coupon | -€34.38 |
| 15/03/2038 | Gross coupon | €275.00 |
| 15/03/2038 | Tax on the coupon | -€34.38 |
| 15/03/2039 | Gross coupon | €275.00 |
| 15/03/2039 | Tax on the coupon | -€34.38 |
| 15/03/2040 | Gross coupon | €275.00 |
| 15/03/2040 | Tax on the coupon | -€34.38 |
| 15/03/2040 | Redemption of the nominal | €10,000.00 |
| 15/03/2040 | Capital gain tax | -€115.13 |
| Net gain at maturity | €4,030.18 | |
It is the sum of all the movements: €13,870.63 received (coupons, redemption, tax credit on accrued interest) minus €9,840.45 paid (price, accrued interest, commissions and taxes) = €4,030.18. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.