EIB TF 0,25% GN40 EUR
XS2189259018European Investment BankSupranationalMOT
- Last price
- 61.17
- as of 14/10/2026
- Gross yield
- 3.99%
- Net yield
- 3.58%
- Maturity
- 15/06/2040
- 13y 8m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
- Settlement amount
- €9,799.38
- Net gain at maturity
- €5,914.02
- Net yield
- 3.58%
- Gross yield
- 3.99%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 61.17
- Nominal value
- 16,000
- Clean value
- €9,787.20
- Gross accrued interest
- €13.92
- Tax credit on accrued interest
- -€1.74
- Commissions
- €0.00
- Settlement amount
- €9,799.38
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 3.99% | 3.58% | 3.95% |
| Modified duration | 12.84 | 12.90 | 12.84 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €560.00
- Tax on coupons
- -€70.00
- Redemption of the nominal
- €16,000.00
- Capital gain
- €6,212.80
- Capital gain tax
- -€776.60
- Net gain at maturity
- €5,914.02
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€9,787.20 |
| 20/10/2026 | Gross accrued interest | -€13.92 |
| 20/10/2026 | Tax credit on accrued interest | €1.74 |
| 15/06/2027 | Gross coupon | €40.00 |
| 15/06/2027 | Tax on the coupon | -€5.00 |
| 15/06/2028 | Gross coupon | €40.00 |
| 15/06/2028 | Tax on the coupon | -€5.00 |
| 15/06/2029 | Gross coupon | €40.00 |
| 15/06/2029 | Tax on the coupon | -€5.00 |
| 15/06/2030 | Gross coupon | €40.00 |
| 15/06/2030 | Tax on the coupon | -€5.00 |
| 15/06/2031 | Gross coupon | €40.00 |
| 15/06/2031 | Tax on the coupon | -€5.00 |
| 15/06/2032 | Gross coupon | €40.00 |
| 15/06/2032 | Tax on the coupon | -€5.00 |
| 15/06/2033 | Gross coupon | €40.00 |
| 15/06/2033 | Tax on the coupon | -€5.00 |
| 15/06/2034 | Gross coupon | €40.00 |
| 15/06/2034 | Tax on the coupon | -€5.00 |
| 15/06/2035 | Gross coupon | €40.00 |
| 15/06/2035 | Tax on the coupon | -€5.00 |
| 15/06/2036 | Gross coupon | €40.00 |
| 15/06/2036 | Tax on the coupon | -€5.00 |
| 15/06/2037 | Gross coupon | €40.00 |
| 15/06/2037 | Tax on the coupon | -€5.00 |
| 15/06/2038 | Gross coupon | €40.00 |
| 15/06/2038 | Tax on the coupon | -€5.00 |
| 15/06/2039 | Gross coupon | €40.00 |
| 15/06/2039 | Tax on the coupon | -€5.00 |
| 15/06/2040 | Gross coupon | €40.00 |
| 15/06/2040 | Tax on the coupon | -€5.00 |
| 15/06/2040 | Redemption of the nominal | €16,000.00 |
| 15/06/2040 | Capital gain tax | -€776.60 |
| Net gain at maturity | €5,914.02 | |
It is the sum of all the movements: €16,561.74 received (coupons, redemption, tax credit on accrued interest) minus €10,647.72 paid (price, accrued interest, commissions and taxes) = €5,914.02. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.