EIB TF 6,5% ST32 ZAR
XS2236340522European Investment BankSupranationalHi-MTF · MOT
- Last price
- 93.48
- as of 14/10/2026
- Gross yield
- 7.91%
- Net yield
- 6.95%
- Maturity
- 28/09/2032
- 5y 11m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in ZAR, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- ZAR 9,382.28
- Net gain at maturity
- ZAR 3,948.72
- Net yield
- 6.94%
- Gross yield
- 7.91%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 93.48
- Nominal value
- 10,000
- Clean value
- ZAR 9,348.00
- Gross accrued interest
- ZAR 39.18
- Tax credit on accrued interest
- -ZAR 4.90
- Commissions
- ZAR 0.00
- Settlement amount
- ZAR 9,382.28
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 7.91% | 6.94% | 7.06% |
| Modified duration | 4.70 | 4.76 | 4.75 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- ZAR 3,900.00
- Tax on coupons
- -ZAR 487.50
- Redemption of the nominal
- ZAR 10,000.00
- Capital gain
- ZAR 652.00
- Capital gain tax
- -ZAR 81.50
- Net gain at maturity
- ZAR 3,948.72
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -ZAR 9,348.00 |
| 20/10/2026 | Gross accrued interest | -ZAR 39.18 |
| 20/10/2026 | Tax credit on accrued interest | ZAR 4.90 |
| 28/09/2027 | Gross coupon | ZAR 650.00 |
| 28/09/2027 | Tax on the coupon | -ZAR 81.25 |
| 28/09/2028 | Gross coupon | ZAR 650.00 |
| 28/09/2028 | Tax on the coupon | -ZAR 81.25 |
| 28/09/2029 | Gross coupon | ZAR 650.00 |
| 28/09/2029 | Tax on the coupon | -ZAR 81.25 |
| 28/09/2030 | Gross coupon | ZAR 650.00 |
| 28/09/2030 | Tax on the coupon | -ZAR 81.25 |
| 28/09/2031 | Gross coupon | ZAR 650.00 |
| 28/09/2031 | Tax on the coupon | -ZAR 81.25 |
| 28/09/2032 | Gross coupon | ZAR 650.00 |
| 28/09/2032 | Tax on the coupon | -ZAR 81.25 |
| 28/09/2032 | Redemption of the nominal | ZAR 10,000.00 |
| 28/09/2032 | Capital gain tax | -ZAR 81.50 |
| Net gain at maturity | ZAR 3,948.72 | |
It is the sum of all the movements: ZAR 13,904.90 received (coupons, redemption, tax credit on accrued interest) minus ZAR 9,956.18 paid (price, accrued interest, commissions and taxes) = ZAR 3,948.72. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.