EIB TF 0,05% GE51 EUR
XS2290963466European Investment BankSupranationalMOT
- Last price
- 39.70
- as of 13/10/2026
- Gross yield
- 3.96%
- Net yield
- 3.62%
- Maturity
- 27/01/2051
- 24y 3m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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- Settlement amount
- €7,946.38
- Net gain at maturity
- €10,764.87
- Net yield
- 3.62%
- Gross yield
- 3.96%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 39.70
- Nominal value
- 20,000
- Clean value
- €7,940.00
- Gross accrued interest
- €7.29
- Tax credit on accrued interest
- -€0.91
- Commissions
- €0.00
- Settlement amount
- €7,946.38
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 3.96% | 3.62% | 3.95% |
| Modified duration | 23.09 | 23.18 | 23.09 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €250.00
- Tax on coupons
- -€31.25
- Redemption of the nominal
- €20,000.00
- Capital gain
- €12,060.00
- Capital gain tax
- -€1,507.50
- Net gain at maturity
- €10,764.87
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€7,940.00 |
| 20/10/2026 | Gross accrued interest | -€7.29 |
| 20/10/2026 | Tax credit on accrued interest | €0.91 |
| 27/01/2027 | Gross coupon | €10.00 |
| 27/01/2027 | Tax on the coupon | -€1.25 |
| 27/01/2028 | Gross coupon | €10.00 |
| 27/01/2028 | Tax on the coupon | -€1.25 |
| 27/01/2029 | Gross coupon | €10.00 |
| 27/01/2029 | Tax on the coupon | -€1.25 |
| 27/01/2030 | Gross coupon | €10.00 |
| 27/01/2030 | Tax on the coupon | -€1.25 |
| 27/01/2031 | Gross coupon | €10.00 |
| 27/01/2031 | Tax on the coupon | -€1.25 |
| 27/01/2032 | Gross coupon | €10.00 |
| 27/01/2032 | Tax on the coupon | -€1.25 |
| 27/01/2033 | Gross coupon | €10.00 |
| 27/01/2033 | Tax on the coupon | -€1.25 |
| 27/01/2034 | Gross coupon | €10.00 |
| 27/01/2034 | Tax on the coupon | -€1.25 |
| 27/01/2035 | Gross coupon | €10.00 |
| 27/01/2035 | Tax on the coupon | -€1.25 |
| 27/01/2036 | Gross coupon | €10.00 |
| 27/01/2036 | Tax on the coupon | -€1.25 |
| 27/01/2037 | Gross coupon | €10.00 |
| 27/01/2037 | Tax on the coupon | -€1.25 |
| 27/01/2038 | Gross coupon | €10.00 |
| 27/01/2038 | Tax on the coupon | -€1.25 |
| 27/01/2039 | Gross coupon | €10.00 |
| 27/01/2039 | Tax on the coupon | -€1.25 |
| 27/01/2040 | Gross coupon | €10.00 |
| 27/01/2040 | Tax on the coupon | -€1.25 |
| 27/01/2041 | Gross coupon | €10.00 |
| 27/01/2041 | Tax on the coupon | -€1.25 |
| 27/01/2042 | Gross coupon | €10.00 |
| 27/01/2042 | Tax on the coupon | -€1.25 |
| 27/01/2043 | Gross coupon | €10.00 |
| 27/01/2043 | Tax on the coupon | -€1.25 |
| 27/01/2044 | Gross coupon | €10.00 |
| 27/01/2044 | Tax on the coupon | -€1.25 |
| 27/01/2045 | Gross coupon | €10.00 |
| 27/01/2045 | Tax on the coupon | -€1.25 |
| 27/01/2046 | Gross coupon | €10.00 |
| 27/01/2046 | Tax on the coupon | -€1.25 |
| 27/01/2047 | Gross coupon | €10.00 |
| 27/01/2047 | Tax on the coupon | -€1.25 |
| 27/01/2048 | Gross coupon | €10.00 |
| 27/01/2048 | Tax on the coupon | -€1.25 |
| 27/01/2049 | Gross coupon | €10.00 |
| 27/01/2049 | Tax on the coupon | -€1.25 |
| 27/01/2050 | Gross coupon | €10.00 |
| 27/01/2050 | Tax on the coupon | -€1.25 |
| 27/01/2051 | Gross coupon | €10.00 |
| 27/01/2051 | Tax on the coupon | -€1.25 |
| 27/01/2051 | Redemption of the nominal | €20,000.00 |
| 27/01/2051 | Capital gain tax | -€1,507.50 |
| Net gain at maturity | €10,764.87 | |
It is the sum of all the movements: €20,250.91 received (coupons, redemption, tax credit on accrued interest) minus €9,486.04 paid (price, accrued interest, commissions and taxes) = €10,764.87. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 12.5% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.