INTSANPAOLO TF 1,4% FB31 GBP
XS2294840363
INTESA SANPAOLO SPACorporateEuroTLX · MOT
- Last price
- 83.07
- as of 14/10/2026
- Gross yield
- 5.96%
- Net yield
- 4.49%
- Maturity
- 08/02/2031
- 4y 4m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Amounts are in GBP, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- £9,217.01
- Net gain at maturity
- £1,868.59
- Net yield
- 4.50%
- Gross yield
- 5.97%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 83.07
- Nominal value
- 11,000
- Clean value
- £9,137.70
- Gross accrued interest
- £107.17
- Tax credit on accrued interest
- -£27.86
- Commissions
- £0.00
- Settlement amount
- £9,217.01
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 5.97% | 4.50% | 5.56% |
| Modified duration | 3.92 | 3.98 | 3.93 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- £770.00
- Tax on coupons
- -£200.20
- Redemption of the nominal
- £11,000.00
- Capital gain
- £1,862.30
- Capital gain tax
- -£484.20
- Net gain at maturity
- £1,868.59
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -£9,137.70 |
| 20/10/2026 | Gross accrued interest | -£107.17 |
| 20/10/2026 | Tax credit on accrued interest | £27.86 |
| 08/02/2027 | Gross coupon | £154.00 |
| 08/02/2027 | Tax on the coupon | -£40.04 |
| 08/02/2028 | Gross coupon | £154.00 |
| 08/02/2028 | Tax on the coupon | -£40.04 |
| 08/02/2029 | Gross coupon | £154.00 |
| 08/02/2029 | Tax on the coupon | -£40.04 |
| 08/02/2030 | Gross coupon | £154.00 |
| 08/02/2030 | Tax on the coupon | -£40.04 |
| 08/02/2031 | Gross coupon | £154.00 |
| 08/02/2031 | Tax on the coupon | -£40.04 |
| 08/02/2031 | Redemption of the nominal | £11,000.00 |
| 08/02/2031 | Capital gain tax | -£484.20 |
| Net gain at maturity | £1,868.59 | |
It is the sum of all the movements: £11,797.86 received (coupons, redemption, tax credit on accrued interest) minus £9,929.27 paid (price, accrued interest, commissions and taxes) = £1,868.59. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.