INTSANPAOLO TF 2,25% MZ28 AUD
XS2322452637
INTESA SANPAOLO SPACorporateEuroTLX · MOT
- Last price
- 94.56
- as of 14/10/2026
- Gross yield
- 6.28%
- Net yield
- 4.66%
- Maturity
- 29/03/2028
- 1y 5m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in AUD, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- A$9,549.05
- Net gain at maturity
- A$642.51
- Net yield
- 4.67%
- Gross yield
- 6.29%
Order details
- Settlement date
- 19/10/2026
- Purchase price (clean)
- 94.56
- Nominal value
- 10,000
- Clean value
- A$9,456.00
- Gross accrued interest
- A$125.75
- Tax credit on accrued interest
- -A$32.70
- Commissions
- A$0.00
- Settlement amount
- A$9,549.05
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 6.29% | 4.67% | 5.68% |
| Modified duration | 1.34 | 1.36 | 1.34 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- A$450.00
- Tax on coupons
- -A$117.00
- Redemption of the nominal
- A$10,000.00
- Capital gain
- A$544.00
- Capital gain tax
- -A$141.44
- Net gain at maturity
- A$642.51
Cash flows
| Date | Description | Amount |
|---|---|---|
| 19/10/2026 | Payment of the price | -A$9,456.00 |
| 19/10/2026 | Gross accrued interest | -A$125.75 |
| 19/10/2026 | Tax credit on accrued interest | A$32.70 |
| 29/03/2027 | Gross coupon | A$225.00 |
| 29/03/2027 | Tax on the coupon | -A$58.50 |
| 29/03/2028 | Gross coupon | A$225.00 |
| 29/03/2028 | Tax on the coupon | -A$58.50 |
| 29/03/2028 | Redemption of the nominal | A$10,000.00 |
| 29/03/2028 | Capital gain tax | -A$141.44 |
| Net gain at maturity | A$642.51 | |
It is the sum of all the movements: A$10,482.70 received (coupons, redemption, tax credit on accrued interest) minus A$9,840.19 paid (price, accrued interest, commissions and taxes) = A$642.51. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.