INTSANPAOLO TF 2,5% OT31 USD
XS2395954998
INTESA SANPAOLO SPACorporateEuroTLX · MOT
- Last price
- 83.99
- as of 14/10/2026
- Gross yield
- 6.34%
- Net yield
- 4.77%
- Maturity
- 14/10/2031
- 5y
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in USD, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- US$8,402.04
- Net gain at maturity
- US$2,106.70
- Net yield
- 4.77%
- Gross yield
- 6.34%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 83.99
- Nominal value
- 10,000
- Clean value
- US$8,399.00
- Gross accrued interest
- US$4.11
- Tax credit on accrued interest
- -US$1.07
- Commissions
- US$0.00
- Settlement amount
- US$8,402.04
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 6.34% | 4.77% | 5.62% |
| Modified duration | 4.44 | 4.52 | 4.48 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- US$1,250.00
- Tax on coupons
- -US$325.00
- Redemption of the nominal
- US$10,000.00
- Capital gain
- US$1,601.00
- Capital gain tax
- -US$416.26
- Net gain at maturity
- US$2,106.70
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -US$8,399.00 |
| 20/10/2026 | Gross accrued interest | -US$4.11 |
| 20/10/2026 | Tax credit on accrued interest | US$1.07 |
| 14/10/2027 | Gross coupon | US$250.00 |
| 14/10/2027 | Tax on the coupon | -US$65.00 |
| 14/10/2028 | Gross coupon | US$250.00 |
| 14/10/2028 | Tax on the coupon | -US$65.00 |
| 14/10/2029 | Gross coupon | US$250.00 |
| 14/10/2029 | Tax on the coupon | -US$65.00 |
| 14/10/2030 | Gross coupon | US$250.00 |
| 14/10/2030 | Tax on the coupon | -US$65.00 |
| 14/10/2031 | Gross coupon | US$250.00 |
| 14/10/2031 | Tax on the coupon | -US$65.00 |
| 14/10/2031 | Redemption of the nominal | US$10,000.00 |
| 14/10/2031 | Capital gain tax | -US$416.26 |
| Net gain at maturity | US$2,106.70 | |
It is the sum of all the movements: US$11,251.07 received (coupons, redemption, tax credit on accrued interest) minus US$9,144.37 paid (price, accrued interest, commissions and taxes) = US$2,106.70. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.