INTSANPAOLO TF 2,8% FB27 USD
XS2444704758
INTESA SANPAOLO SPACorporateEuroTLX · MOT
- Last price
- 99.55
- as of 15/10/2026
- Gross yield
- 4.10%
- Net yield
- 3.04%
- Maturity
- 21/02/2027
- 4m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
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Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in USD, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- US$8,073.69
- Net gain at maturity
- US$82.77
- Net yield
- 3.05%
- Gross yield
- 4.11%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 99.55
- Nominal value
- 8,000
- Clean value
- US$7,964.24
- Gross accrued interest
- US$147.90
- Tax credit on accrued interest
- -US$38.45
- Commissions
- US$0.00
- Settlement amount
- US$8,073.69
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 4.11% | 3.05% | 3.39% |
| Modified duration | 0.33 | 0.33 | 0.33 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- US$224.00
- Tax on coupons
- -US$58.24
- Redemption of the nominal
- US$8,000.00
- Capital gain
- US$35.76
- Capital gain tax
- -US$9.30
- Net gain at maturity
- US$82.77
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -US$7,964.24 |
| 20/10/2026 | Gross accrued interest | -US$147.90 |
| 20/10/2026 | Tax credit on accrued interest | US$38.45 |
| 21/02/2027 | Gross coupon | US$224.00 |
| 21/02/2027 | Tax on the coupon | -US$58.24 |
| 21/02/2027 | Redemption of the nominal | US$8,000.00 |
| 21/02/2027 | Capital gain tax | -US$9.30 |
| Net gain at maturity | US$82.77 | |
It is the sum of all the movements: US$8,262.45 received (coupons, redemption, tax credit on accrued interest) minus US$8,179.68 paid (price, accrued interest, commissions and taxes) = US$82.77. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.