INTSANPAOLO TF 1,05% FB28 CHF
XS2445142867
INTESA SANPAOLO SPACorporateEuroTLX · MOT
- Last price
- 99.94
- as of 16/10/2026
- Gross yield
- 1.09%
- Net yield
- 0.81%
- Maturity
- 21/02/2028
- 1y 4m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
Amounts are in CHF, the bond currency: exchange rate effects (and their taxation) are not considered.
- Settlement amount
- CHF 8,036.24
- Net gain at maturity
- CHF 86.83
- Net yield
- 0.81%
- Gross yield
- 1.09%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 99.94
- Nominal value
- 8,000
- Clean value
- CHF 7,995.20
- Gross accrued interest
- CHF 55.46
- Tax credit on accrued interest
- -CHF 14.42
- Commissions
- CHF 0.00
- Settlement amount
- CHF 8,036.24
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 1.09% | 0.81% | 0.82% |
| Modified duration | 1.31 | 1.32 | 1.32 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- CHF 168.00
- Tax on coupons
- -CHF 43.68
- Redemption of the nominal
- CHF 8,000.00
- Capital gain
- CHF 4.80
- Capital gain tax
- -CHF 1.25
- Net gain at maturity
- CHF 86.83
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -CHF 7,995.20 |
| 20/10/2026 | Gross accrued interest | -CHF 55.46 |
| 20/10/2026 | Tax credit on accrued interest | CHF 14.42 |
| 21/02/2027 | Gross coupon | CHF 84.00 |
| 21/02/2027 | Tax on the coupon | -CHF 21.84 |
| 21/02/2028 | Gross coupon | CHF 84.00 |
| 21/02/2028 | Tax on the coupon | -CHF 21.84 |
| 21/02/2028 | Redemption of the nominal | CHF 8,000.00 |
| 21/02/2028 | Capital gain tax | -CHF 1.25 |
| Net gain at maturity | CHF 86.83 | |
It is the sum of all the movements: CHF 8,182.42 received (coupons, redemption, tax credit on accrued interest) minus CHF 8,095.59 paid (price, accrued interest, commissions and taxes) = CHF 86.83. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.