MEDIOBANCA FX 4% NOV27 EUR
XS2701724663
MEDIOBANCA - BANCA DI CREDITO FINANZIARIO S.P.A.CorporateEuroTLX
- Last price
- 99.99
- as of 09/10/2026
- Gross yield
- 4.00%
- Net yield
- 2.96%
- Maturity
- 17/11/2027
- 1y 1m
Simulation for information and education only, computed automatically from the values entered. It is not financial advice, nor a recommendation or solicitation to buy or sell. Prices and data may be inaccurate or out of date: always check with your broker and the bond documentation and, if needed, consult a licensed adviser.
Simulate a purchase
Change the values: every figure updates at once. The page link keeps the simulation.
- Settlement amount
- €9,245.06
- Net gain at maturity
- €287.51
- Net yield
- 2.96%
- Gross yield
- 4.00%
Order details
- Settlement date
- 20/10/2026
- Purchase price (clean)
- 99.99
- Nominal value
- 9,000
- Clean value
- €8,999.10
- Gross accrued interest
- €332.38
- Tax credit on accrued interest
- -€86.42
- Commissions
- €0.00
- Settlement amount
- €9,245.06
Yields and duration
| Gross | Net | Net without capital gain tax | |
|---|---|---|---|
| Annual yield | 4.00% | 2.96% | 2.97% |
| Modified duration | 1.00 | 1.01 | 1.01 |
The last column applies when the capital gain is offset by earlier capital losses.
Outcome at maturity
- Gross coupons
- €720.00
- Tax on coupons
- -€187.20
- Redemption of the nominal
- €9,000.00
- Capital gain
- €0.90
- Capital gain tax
- -€0.23
- Net gain at maturity
- €287.51
Cash flows
| Date | Description | Amount |
|---|---|---|
| 20/10/2026 | Payment of the price | -€8,999.10 |
| 20/10/2026 | Gross accrued interest | -€332.38 |
| 20/10/2026 | Tax credit on accrued interest | €86.42 |
| 17/11/2026 | Gross coupon | €360.00 |
| 17/11/2026 | Tax on the coupon | -€93.60 |
| 17/11/2027 | Gross coupon | €360.00 |
| 17/11/2027 | Tax on the coupon | -€93.60 |
| 17/11/2027 | Redemption of the nominal | €9,000.00 |
| 17/11/2027 | Capital gain tax | -€0.23 |
| Net gain at maturity | €287.51 | |
It is the sum of all the movements: €9,806.42 received (coupons, redemption, tax credit on accrued interest) minus €9,518.91 paid (price, accrued interest, commissions and taxes) = €287.51. It is what you earn in euro, after tax, if you hold the bond to maturity; if negative, you lose money.
How it is calculated
- Accrued interest uses the ACT/ACT ICMA convention: the buyer pays the gross accrued interest and receives the credit for the tax withheld on that part of the coupon.
- Taxes of the Italian administered regime, 26% on coupons and capital gain (12.5% for government and supranational bonds, 26% for the others). Commissions are part of the purchase cost. Stamp duty and issue discount are not considered.
- Yields are annual compound rates (IRR) of the cash flows, actual days/365, with the bond held to maturity and coupons not reinvested.